Canada’s finest Air Miles bank cards

So let’s say you’re flying from Toronto to Vancouver through the off-season, the price of the flight can be round 3,600 Miles or round $360. In the course of the excessive season, the identical flight would price round 4,900 Miles or round $490. That represents a distinction of $130 or 1,300 factors, which means your Miles are much less worthwhile total in case you fly through the excessive season. (Notice: the instance above doesn’t bear in mind the extra taxes and charges you’ll have to pay. The numbers will even differ relying on the area and nation you might be flying to and from.)

Now let’s evaluate a prime Air Miles card to a prime money again card. We’ll have a look at the earn charges, charges and welcome presents to see how they stack up. Within the chart beneath, we evaluate the Scotiabank Momentum Visa Infinite Card and the BMO Air Miles World Elite Mastercard. Right here’s how the playing cards rank towards one another:

So which card has higher rewards? It depends upon your wants. Should you at the moment spend loads at Air Miles companions (like Shell and Sobeys) then the BMO card could also be a superb match, whereas in case you use your bank card at quite a lot of retailers for groceries and fuel, the Scotiabank card will be the higher choice. Total, each playing cards have distinctive earn charges, so you’ll be raking within the journey or money again rewards no matter whichever card you select.

Who’re Air Miles companions? 

There are dozens of retailers and repair suppliers that supply Air Miles while you buy from them. The record of companions contains: Alamo Hire a Automotive, Funds Automotive Rental, World Pet Meals, GoodYear, IHG Accommodations and Resorts, Jean Coutu, Metro and others.

What fuel stations take Air Miles? 

Whereas Air Miles is broadly accepted in Canada, this system is barely supplied at a restricted variety of Canadian fuel stations. At the moment, Shell Canada and Irving Oil are the 2 fuel stations in Canada that settle for Air Miles. The rewards you earn will even differ relying on the province you reside in. In fact, this will change, so you’ll want to verify the Air Miles web site for the addition of any new companions sooner or later. 

How will you earn Air Miles quicker? 

With any rewards program, the extra you earn, the higher the rewards—so how do you be sure to’re incomes as many Air Miles as you possibly can? Learn on for our prime ideas.

Use an Air Miles Credit score Card to earn Miles in every single place you store. This fashion, you possibly can earn on each greenback you spend. You can too “double-dip” with an Air Miles Collector Card while you store by way of Air Miles companions. For instance, in case you use an Air Miles bank card for a purchase order at Metro you’ll get Air Miles as they’re a associate retailer, however in case you present your Collector Card as properly, you’ll double your haul of Miles.

Test in with Air Miles associate retailers frequently and preserve an eye fixed out for multiplier days. If you store throughout these occasions you’ll earn between 2 and 20 instances the Miles. Additionally, when you’re in-store at an Air Miles associate, verify for bonuses on the cabinets. These are normally promoted by way of stickers close to the shelf value and can can help you earn extra Miles for buying a sure product. Or, go surfing to airmilesshops.ca and search by way of their shops for gadgets with bonuses. For instance, the Hudson’s Bay Firm was lately promoting their well-known striped blanket with a 3x Miles bonus.

If you store by way of airmilesshops.ca, you’re utilizing the Air Miles portal to entry a few of your favorite manufacturers—however higher. By buying right here (versus by way of the shop’s web site, for instance), you’ll have entry to offers and be capable of gather extra Miles that wouldn’t be obtainable to you in any other case. For instance, you possibly can gather 5x the Miles while you store at Dyson Canada and 2x the Miles while you store at Amazon.ca by way of the portal.

Lastly, bank cards typically supply juicy bonuses for signing up, spending a certain quantity or opting in to a service like paperless statements. Preserve an eye fixed out for tempting promotions.

What’s the distinction between Air Miles Dream Miles and Money Miles? 

One other function of the Air Miles program is that it enables you to select from two other ways to earn: in Money Miles or Dream Miles. 

Money Miles are Miles that can be utilized in the direction of on a regular basis looking for issues like groceries or fuel at collaborating companions at a price of 95 Miles for $10. You could possibly use your Miles on snacks at Metro, on an evening on the films with Cineplex and even on a latte from Starbucks.  The speed is all the time the identical, and Money Miles are easy to redeem both in-store at Air Miles companions or on-line for Air Miles e-vouchers. 

Dream Miles are Miles saved in the direction of a “dream” reward, like journey, occasion tickets or points of interest. These are typically bigger-ticket gadgets, and the redemption price varies. You could possibly redeem your Dream Miles for a flight booked on one of many Air Miles associate airways.

As an Air Miles Collector, you need to select whether or not to earn your Miles within the Money or Dream classes—however don’t fear! You can too select each. For instance, if you wish to use your whole Air Miles for on a regular basis purchases, you possibly can go on the Air Miles website and choose 100% of your Miles going to Money. Or, if you’d like your whole Miles to enter financial savings towards a visit, you’d select 100% Dream. Or, you possibly can break up between the 2 in any proportion you need: 50:50, 60:40, 80:20, or another. The one necessary factor to recollect right here is that when you can change these settings for brand new Miles you gather at any time, you possibly can’t transfer Miles between classes as soon as they’re already been earned.

Extra of Canada’s finest bank cards: