New child? You’ll have new protection choices

Printed on July 14, 2022

Congratulations in your new child! The way you’ll get protection in your child relies on your present insurance coverage standing.

If you happen to don’t have medical insurance:

• Having a child qualifies you for a . This implies you possibly can enroll in or change 2022 Market protection. If you enroll within the new plan, your protection can begin the day your child was born.
• Apply inside 60 days after your child’s beginning. Your plan can cowl you, your child, and some other family members.
• It’s necessary to have entry to well being care companies for each new mother and father and child. With Market protection, you may get preventive advantages, like well-baby visits.
• Be taught extra about Particular Enrollment Intervals and methods to apply.

If in case you have a Market plan:

• You may preserve your present plan and add your child to your protection.
• Replace your Market software inside 60 days of your child’s beginning. Your protection choices and financial savings might change.
• You may create a separate enrollment group in your child and enroll them in any plan for the remainder of the yr since having a child qualifies you for a Particular Enrollment Interval. (You may’t change plans, however you possibly can choose any plan obtainable to your child.)

If in case you have Medicaid or the Youngsters’s Well being Insurance coverage Program (CHIP) protection:

If in case you have Medicaid whenever you give beginning, your child is mechanically enrolled in Medicaid protection, they usually’ll stay eligible for at the very least a yr.